Affordable HVAC Financing Options

Get the comfort you need without the financial stress! At Texas 1st Choice Heat & Air, we offer flexible financing solutions to make HVAC repairs, installations, and upgrades more affordable. Enjoy fast approvals, competitive rates, and budget-friendly payment plans tailored to your needs.

Flexible Financing Options for Your HVAC Needs

Flexible HVAC Financing Options

At Texas 1st Choice Heat & Air, we believe that everyone deserves a comfortable and energy-efficient home, no matter their budget. That’s why we offer affordable financing options to help you manage the cost of HVAC repairs, maintenance, and new system installations without the financial burden.



With our simple financing solutions, you can get the high-quality heating and cooling services you need while spreading payments over time. Whether you need an emergency HVAC repair, system replacement, or a new installation, we make it easy and stress-free.

Options as Unique as You

We know that every financial situation is different. That’s why we offer a variety of flexible financing options to help you invest in your home’s comfort with ease.

Lease-to-Own HVAC Financing

If you have credit challenges or are concerned about qualifying for traditional HVAC financing, our lease-to-own option with Microf offers a flexible solution. Get the comfort you need without the hassle of credit checks or large upfront costs.

✔ No Credit Needed – Flexible approval process, even with past financial challenges.

 ✔ Budget-Friendly Payments – Choose from affordable plans with terms of 36, 48, or 60 months.
✔ Easy Ownership – Make manageable monthly payments and own your system over time.
✔ Quick Approval Process – Fast and simple application for stress-free financing.